Apex Coverage
(540) 699-0505

Built for enthusiasts

Protect the car you built.
Not just the car you bought.

Apex Modified Vehicle Protection is designed for drivers who invest in building their car the way they want and need a smarter way to document, review, and protect that build.

Protect My BuildHow It Works
- Receipts and invoices reviewed- Professional and DIY installs considered- Street, weekend, show, and mixed-use builds
Apex Build Profile

Your protection starts with your actual build.

Submit your vehicle, mileage, VIN, parts list, receipts, install records, and photos. Apex reviews the build and matches it to the right protection tier.

1
Document your parts
List receipts, install mileage, photos, and shop information.
2
Review the risk
We look at the vehicle, modification level, driver profile, and deductible choice.
3
Get a custom fit
Your plan is built around approved parts, installation details, and real street use.
Protect My Build

Eligibility, pricing, deductibles, covered parts, and claims are subject to review and final approval.

Modified-friendly review
Documentation-based
DIY installs considered
Auto coverage reviews available

Custom protection your build deserves

Most standard auto coverage is not built around enthusiast vehicles. Apex reviews the actual parts on your car and creates a protection option based on your build.

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    Performance parts
    Intake, exhaust, cooling, fueling, forced induction, tuning-related supporting parts, and more.
  • +
    Suspension and handling
    Coilovers, lowering kits, control arms, bushings, sway bars, brake upgrades, and related components.
  • +
    Exterior and appearance
    Wheels, aero, body kits, lighting, wraps, paint protection, and other cosmetic upgrades.
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    Interior and electronics
    Audio, gauges, seats, infotainment, security, and other documented upgrades.
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    Factory parts also considered
    OEM or factory parts can be included when they help complete the documented build.
Street Tier
For daily-driven enthusiast cars with mild modifications.
Street+ Tier
For more involved builds with performance, suspension, appearance, or audio upgrades.
Apex Build Tier
For higher-value or higher-complexity builds that need a deeper review.
Salvage/Rebuilt Review
Rebuilt or salvage-title vehicles can still be reviewed with stricter documentation.

How Apex Modified Vehicle Protection works

Every car and every build is different. Your vehicle, driver profile, mileage, ZIP code, parts list, claim history, documentation, and deductible choice all help us provide the coverage and peace of mind your build deserves.

01
Submit your build
Tell us about your vehicle, parts, mileage, install history, and documentation.
02
Apex reviews it
We review the build, documentation, driver profile, title status, and vehicle use.
03
Choose your fit
Review the tier, deductible, and next steps that make sense for your vehicle.
04
Keep support close
Use Apex for updates, claims support, coverage changes, and documentation help.
View Full Process

Still available

Need a standard auto coverage review too?

Apex can still help drivers review standard auto coverage options. Ask an agent how auto coverage can work alongside modified vehicle protection.

Start Auto Coverage Review

Auto coverage requests are handled case by case.

Built for people who care about their cars

Five-star experience

"Finally, a company that understands modified cars."

Apex customer
Five-star experience

"The claims process was quick and easy to follow."

Apex customer
Five-star experience

"I appreciate the peace of mind knowing my build has been reviewed."

Apex customer

FAQs

No. Standard auto coverage review is available separately. Apex Modified Vehicle Protection is focused on approved parts, documentation, installation quality, and repair support for eligible modified vehicles.

Ready to protect your build?

Start with a build review and let Apex evaluate your vehicle the right way.

Protect My Build